Considering she was getting around an 10% return from the property as rental [She got $1500/month in rent, assuming 50% expenses and a $80k home value], then a fair haircut would be 2-4%, which still puts you squarely in rip off range, in my opinion. 

You will qualify with the 100% possible payment on 1st and HELOC + tax and insurance and whatever rents long term less 25% haircut on the property you plan to purchase.

You will also be judged by the way you dress, your jewelry, your haircut, and even your automobile.

Finally one day my brother stopped in for a haircut across the street, after which we were to look at a property and then meet two other investor friends for lunch.

Got a flyer in the mail yesterday, "$6 for ANY Haircut." 

The more you can find same/same the easier you might find it.Your age plus or minus a few yearsYour genderYour political leanings (if any)Your similar job typesSomeone from your gym, dance class, yoga, baby tumbling, etc...Introverted or extroverted like you.No scary baggage (creepy stalker Ex's).Same alcohol patterns (abstinence all the way to drink them under the table).Same age kids.etc...and Pluses:Cuts hair and can give discounted hair cuts at home, and etc...Fun to talk to.Same religious leanings.etc..Good Luck!

I myself don't make it a habit of asking my barber if I need a haircut, but to each their own ...

=about 3 haircuts an hour at what... $25 a haircut?  

Why would the bank let you keep any money if they are taking a haircut. 

The next time I went to get a haircut I just stopped by and talked to her.