If you think it's going to drop if the fed cuts 5-7 times in the next year, it might make sense to look at an ARM with a 3 year declining PPP instead. 

I find most don't know how many pennies on every dollar earned they are paying in taxes, including Fed, State, Local, NIIT, Medicare Surtax, Medicare Tax, SS Tax. 

However, you really only need to have the septic inspected if you are purchasing a mobile that will stay on the property.A septic inspection typically includes a sewer scope, which involves a small camera being fed through the plumbing.

A strong labor market can lead to wage growth, which further fuels inflationary concerns, making the Fed less inclined to cut rates in the near term.However, many recent jobs reports have been revised downward after their initial release.

Josh, we are entering a period where the FED has came out and said rates are coming down.Based on decades of data, during market cycles when interest rates are decreasing, asset prices rise.

However, some investors don't mind this strategy if they prefer not to put a lot of liquid in up front and plan to refi out within a few years of closing (which seems to be a great option with the talks of the FED reducing interest rates into 2025).It really comes down to investing in a growing market, in a good neighborhood & building a great team to support you.

A FED reduction of 0.50bps does NOT mean rates will drop 0.50%. 

Basically by doing this I am going LONG USD and SHORT AUD, rewards should offset that otherwise it might end up costing in case USD goes down drastically.. which generally happens if the lending rates reduce by fed.

I knew the fed had announced intent to raise rates.  

She knew her audience and fed it what it needed with one hard truth and honest insight after another.