I'd also recommend making up a few situations that you might encounter and role play using the list of question you want to find out.

How do you know it's an "elaborate scam and includes a circle of people"?

The biggest thing I have encountered in numerous inspections is chipped or flaking paint in pre-1978 homes that have children living in them.

Using the "deeper pockets" theory, you go after whoever has the money regardless of their degree of involvement in the scam. 

I will also be tracking expenses related to repairs, maintenance, travel to and from NV, hotel stays, meals, gas, and other regular business costs.In the long term, I aim to purchase additional properties under the business name, but I understand I need to establish at least two years of income and credit history before doing so.The issue I’m encountering is that my accountant has not provided any guidance on how to structure this scenario.

It's challenging to distinguish between genuine advice and potential scams in the vast sea of information available online.

I have a duplex in Columbus , OH.  One side is traditional rental and the other side I have furnished and have been renting as STR.  I advertise on Furnished Finder, Zillow etc.  Recently I have had 2 different people...

Note investors who think learning from people who scam others out of millions is a good idea and a way to have a good reputation in the space. 

I keep a spreadsheet of every lender/lending company I encounter so I always have someone else I can try if my lender gives me a no: https://www.biggerpockets.com/real-estate-companies/hard-mon... 

Because let's be honest, they are always looking for a reason to do so.I'm especially interested to hear from anyone who actually encountered this issue and how it was handled or who works in the homeowners/landlord insurance industry.Thanks!