Partnering with others can spread the financial risk, while seller financing may eliminate traditional down payments.

Spread your risk around because even your best due diligence won't eliminate all risks.

Yes, this brokerage would eliminate buyer-broker commissions, which are under threat, anyway.

In your second scenario you would eliminate all capital gain and depreciation recapture with the step up in basis.there is no statutory holding period that qualifies you to convert the properties. 

I would follow-up with a letter as others have stated, but if no action was taken I would trim off any branches that over hang my property eliminating my own liability in the situation. 

But the risk caused by this, is that the safety cushion is reduced or completely eliminated, and a small problem can cause a catastrophic default on the debt.So, many of these aggressively structured deals have been heavily distressed.

Eliminate debt, establish a budget, and save.

What manual processes do you think AI could help to eliminate?

Eliminate debt, establish a budget, and save.

At some point you can start turning them into seller financed deals and eliminate the tax, insurance, and maintenance expenses.In 10 years California property may double, or not, but you can easily double the number of houses that you own in these markets.