Eliminate debt, establish a budget, and save.

If you did not and it’s unsecured debt you could be out of luck on some or all of the money as depending on his situation unsecured creditors in a bk may receive pennies on the dollar depending on what he can afford and if converted to a ch 7 you would get wiped out.Even in 2nd position he could argue the property is underwater and wipe out your lien.

From direct ACH, last place I thought of checking.I was suspicious though half way, but couldn't find any proof that I was charged $99 every month in his membership area, nor was there a cancel button, and there was barely any content in that area, so I thought I wasn't charged, further maybe I wasn't even a member, and stopped researching. 

Donate the Property: Donating the property to a qualified charitable organization can provide you with a charitable deduction equal to the property’s fair market value and eliminate capital gains taxes.Implementing these strategies requires careful planning and consideration of your specific financial situation.

We allow Tenant Portal (ACH), Direct Deposit to our bank, Venmo, Strip (credit & debit cards) and old-fashioned mailing of checks. 

Carlos,For example, I could comfortably pay 15% annually and maybe even higher.It's very hands on and very active involvement and consists of doing deals...Can turn $200,000 - $300,000 over every 2-3 months doing turnkey or even quicker "wholetaling".Picking up deals lately at 30-40 cents on the dollar.Ramped up in-house acquisitions as wholesalers suck big time.List on the MLS for rookie flippers to purchase at 50-60 cents on the dollar and Bobs your uncle lolProblem with me is the OPM.It's a responsibility and an obligation and a commitment.I treat OPM tighter than my own ehhhI love the saying "If I pay you, then I can F@$# you".My mission in life is to stop getting "paid" as much as possible.The next on my list of elimination are investors/buyers.They are still paying me, thus are still F@$%ing me heheSorry for the brashness lol

Everyone's time is valuable.I do group showings to save me time, give the impression that the place is super desirable (because everyone is there) and you eliminate the risk of no shows since you would be there anyways.

I guess that is partly why bitcoin exist, to eliminate those cross border fees. 

So you eliminate the properties that make no sense for whatever reason and end up with a still OK list.- you start your research doing comps, maybe talking to neighbors, trying to see the inside, etc. 

You will always have taxes and insurance and maintenance and capex anyway, so how much better will you sleep because you eliminated one of those expenses?