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Results (10,000+)
Pradeep Varghese Using Fund and Grow along with Plastiq for paying down payment
16 February 2025 | 27 replies
The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.
Jennifer Gill Do Not Call List - sick of calls!
24 January 2025 | 9 replies
But effective?  
John Friendas LLC Mortgage Under Partner Instead of Me
23 January 2025 | 23 replies
I'm trying to make it so I'm on the deed/title and not the mortgage.I know the income side would be effected with the dti I was just wanting the debt side not to be.
Will Greenlee RentRedi Personal Experience - Do not recommend - Noticed BiggerPockets promotion
4 February 2025 | 3 replies
Quote from @Will Greenlee: I would agree with @Drew Sygit every software has its kinks and this one along with all the other ones started somewhere.. 7-8 years ago Buildium was less effective than it is today, and now it is a lot better.
Stanley Nguyen Tax on private lending fund
21 January 2025 | 14 replies
Wouldn't hurt to consult a tax pro just to make sure there isn't a more tax effective strategy but I don't think lending provides any tax shelter.
Rob Anteau How Can I Improve My Welcome Basket Guests?
6 February 2025 | 18 replies
Also, how do you balance cost-effectiveness with providing a high-end feel?
Eric Inigo Experience or thoughts on Homeroom?
21 February 2025 | 102 replies
He has great knowledge of the area, he's a great communicator, and he's effective.
Clare Pitcher Flat Rate vs. Percentage Based Managment Fee
30 January 2025 | 19 replies
Because those simply demand a significant level of labor inputs that makes it very hard to effect the efficiency model we invented. 
Robert Adams My Thoughts: Las Vegas Market Trends & What to Expect This Spring – February 2025
2 February 2025 | 2 replies
We haven’t really felt the effects of it yet but I think that is mainly due to the timeframe it takes for them to process claims and emotions from the devastation.
Matt Schreiber North Myrtle Beach STR
5 February 2025 | 9 replies
I also don't like the sardine effect where your just packed in a building, ocean lakes is tight with homes but still feels private at the house(s), golf cart community and 2 min from the ocean on a golf cart where ours are.