California needs businesses to start putting a lot of pressure on it.

It should also ease your mind and let you sleep better when you realize that you have a series of countermoves prepared to combat adverse scenarios.

2.) looking for advice on how to deploy 600+ thousand dollars into real estate and start receiving the cash flow from it without having to pull the 401(k) out and swallow the tax ramifications.I currently own 13 units and receive healthy cash flow from all of them, but I am looking to increase my cash flow so I can ease into the next phase of my life which includes work of a different kind but not doesn’t having a 9 to 5 job.Thanks in advance!

If your pressure points are cash flow, don't max leverage.

Originally posted by @John Nachtigall: It pre-assumes that people don't have the discipline to pay extra into their mortgage (with say a 15 year fixed), so they force it by putting you in debt (the initial $15,000 lump) and then assume the pressure of the debt will force you to pay it back over the year. 

We've already seen in the response from @Dewayne C. that the sales people pushed this hard ignoring facts about accreditation, pushing investing from retirement accounts and likely not disclosing necessary information or using high pressure sales tactics, which would also be inappropriate. 

This being said, putting tons of pressure on the team to generate more investor leads.

All the water from the crown of the road floods onto my property and I was informed its illegal to discharge water onto anothers property and that the engineers could apply pressure to the city to have curb and gutter installed.

Personally, I’d be hesitant to take out the full $200k right away since that could put a lot of pressure on your finances.

Reason is if you hold for 3 to 5 years before selling you still have 10 to 12 year primary ease for your buyer on exit to get best rates and term.