Read the Fine Print: Carefully review the terms and conditions, privacy policies, and any disclosures provided by the fintech company.

If you treat all applicants as equally as possible and research fair housing, local landlord/tenant laws, and required state/local disclosures, you’ll have less chance of accidentally causing yourself problems.

There were two loan processing fees on the closing disclosure and a broker fee which was the only fee that came up during my discussions with the broker.

Hello @Gp G. we usually just add a mold disclosure, giving tenants information about it and indicating that prior tenant's move in that there are no mold/s in the unit. 

Private placements have no investor protections, audits, and public disclosures...they are the wild west of investing. 

Your seller disclosure also looks better when you can check the boxes stating the work was completed with permits when it’s time for resale.  

He mentioned REI Simple and that he gets a commission - full disclosure.

We're doing the disclosures now and I was quite surprised at the 2.469% of Loan Amount (points) Origination charge which brings the total Origination charges to $16,500 (Property cost is 645K, 10% down).

On the sellers disclosure the seller marked “no” to any sewage issues.

Now full disclosure, I am only a few months into my relationship with these providers so it could all blow up in my face, but ultimately I wanted to take action and for me this was the safest way to do that and I also figured the learning along the way might be worth giving up some larger returns.