While I don’t typically work with real estate agents to find deals, I do collaborate with other professionals throughout the process.

Any investor or developer buy raw land lot (zoning code G) and go through the process with the city to convert to commercial use?

For instance - I am looking to see if anyone has experience with installing recessed lighting into a horse hair plaster ceiling and if anyone could offer advice on the process I should take when doing so? 

The broker/LO misses something that gets caught late in the process and blows the loan up.

Heck, you process debit cards if you insist for 1/10th the cost and non-reversible. 

This started my thought process that maybe I should sell. 

I'm in the process of purchasing a STR and am intrigued by the 3-2-1 buy down. 1st year of the loan would be 4.5%, 2nd year 5.5%, 3rd year 6.5%, 4th year standard market rate.

I am wondering if anyone is El Paso is doing the same thing that could help guide me in this process since I am a complete rookie as an investor. 

,While no investment is completely passive, proper real estate investing should be relatively boring.You asked about the process and major considerations.

I would explain to them your process of handling requests, response times, property inspections, and so on.