@Andrew Grimmett If a seller is hesitant due to capital gains taxes, consider creative solutions: suggest an installment sale (seller financing) to spread tax liability over time, a 1031 exchange to defer taxes by reinvesting in another property, or a structured sale for flexible deferred payments.

And the condo debacle in FL will be churning for quite a while as these rogue HOAs try to get realistic with deferred maintenance, new requirements, and freedom for people to use as they need to afford them.One thing to consider would be to 1031 all of them in a consolidation exchange. 

I can see a situation where I defer the lead on a deal if thats the route needed but I'm trying my hardest to make my first deal my deal.

So it was managing a risk rather than for profit.I’ll defer to others on mortgage paydown versus investing, other than to say that you may want to consider how far towards your next house / investment property deposit you are with the money instead of recast / investing.James 

And if there is a "why" then the 1031 is what you want to use to get into a new property and defer all tax.  

This could involve offering a higher interest rate in exchange for reduced upfront costs or deferring payments until a certain milestone.If building right away isn’t feasible, consider buying the lot now with the goal of paying it off over time, and save up to build when rates and budgets align.

I know the deferment period for capital gains is almost up, but what are the pros and Cons of an OZF vs a traditional 1031?

@Jen Hoang, you're pretty much on the nose if you want to defer all tax - you must purchase at least as much as your net sale and use all of the proceeds in your purchase or purchases.

American's generally do not understand the market deferences, financing laws, and housing laws.

Even if the property was financed with debt in the last 12 months, capital gains are tax-deferred or tax-free within the Solo 401(k).4.