Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

My name is Matt and I am a customer representative here at LoanGuys.com.

then, there are holding costs while you rehab - servicing the loan, insurance, utilities, the rehab. 

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For a single property, a strong umbrella insurance policy may offer sufficient protection at a lower cost.

Even though buffeted by high interest rates and spiking insurance premiums, overall prices are still rising.

While insurance might cover the reconstruction of your property, the community's recovery could take years or, in some cases, never occur.

The podcast also talked about insurance claim re-housing where families lose their homes to a tragedy and get replaced through their insurance.

So another questions about insurance.

Also insurance is much cheaper in SC than FL.