.: I’m currently renovating a rental property and exploring ways to manage costs without compromising on quality.

I know it's a long shot, but I'm currently having lawyers review the signed subscription documents to see if there's any way to minimize the losses here. 

I have 3 properties and currently looking to sell one. 

Current status is that the Dept of Health has not yet issued the Septic Permit yet.

Analysis of current tenants and future potential tenant market.  4. 

The specific property I am looking at right now is netting from PadSplit to the current owner  between $5k-$6k per month.

Do you guys have a current home? 

This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

Currently cash flows.

I currently don't show income and just left my other place of employment.