If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

VA loans are the only loans that allow this, and there is no rate penalty for it no longer being your primary home.With that in mind, you could do a cash out refinance today at a higher rate than current market rates which will create profit on the loan, we can take that profit to pay for your closing costs.

Value is based on each individual and they will need to determine if they think there is any value.

As a hard money lender looking to fund $10MM+ in deals in 2025, our hope is to connect with similar sized hard money lenders, ideally in different geographic area, that are looking to create a small network to bounce ideas off of, learn from, and engage with regularly.

Not Understanding “Household”Household means “the individuals living together and how they live together.”

We often need to ask the right questions to help determine the best route for each individual.

There is a lot of discussion about what jobs will be lost and created with AI. 

You want the ability to create your own spreadsheet even if you never do. 

These services help identify any red flags that an individual review might miss.Regularly Update Rental Criteria: As fraud tactics evolve, so too should your rental criteria and screening processes.

Many lenders won't allow you to sell or refinance the properties individually if you have these on a blanket mortgage.