NAR has affiliates they partner with to sell everything under the sun to new agents at trade shows.

Some go out of business.

Quote from @Victor Yang: If I gift a house, what amount will go towards the lifetime gift limit, the amount i purchased the house for, or the current FMV?

It’s clear that there’s an incredible wealth of knowledge and experience here, and I’m excited to continue learning and growing with this community.I’m looking to connect with members who are open to mentoring or collaborating on real estate deals, particularly in buy-and-hold strategies for single-family or multi-family properties.

Some people online (I’d be especially wary of prior Quest employees who were long ago let go as well as opportunistic custodian vultures) are being real a**hats & throwing tantrums over that…along with Quincy under the bus.

Under current law, annual property taxes would be $2,300.

I've dropped every single property I had under contract with SIH.

With that being said, I'd go with @Michael Smythe said as far as which kind you should buy.  

The deal did not go through and they never returned my money.

Rates are usually in the high 8s or low 9s, and you are likely going to pay 3-4 points for these loans.