He said that the insurance company gave him a discount because the materials are less susceptible to fire than common materials used like asphalt shingles and stucco.  

The idea is to leverage pre-existing networks in a way that builds instant credibility and gets responses fast.If you want to implement this strategy, here’s a link to the exact resource we used:👉 Spreadsheet Link Here (just make a copy for yourself)I also recorded a short video walking through how we set everything up, but since BiggerPockets has rules against sharing that kind of content, feel free to DM me if you have questions on execution.Anyone else using creative co-living marketing strategies that are working right now?

We run a special kind of co-living property management that has houses mostly run themselves, 97% occupancy, and over 2 year average tenancy. 

My Questions: - Has anyone dealt with this kind of appraisal discrepancy during a refinance?

It's meant for gap financing, so you can't compare it to a DSCR or some other kind of first position financing.  

You need to review your lease. tenant may be responsible for interior, but common areas and building facade should be LL.what is the current rate?

Pretty easy to make 2% or more when you're spending that kind of money.

Thank you so much for your kind words!

I specialize in investment properties, high-end homes, and commercial real estate, and I run Updegraff Group Realty, a full-service brokerage that helps investors not only find and fund deals but also manage construction, optimize returns, and scale their portfolios.Financing Your First Deal Without Using Your Own MoneyIt’s a common question, and the truth is—it’s very doable, but it requires strategy and relationships.

A few more "common sense" steps would be to mark depth, post "at your own risk" signs, put "at your own risk" in listing/guest agreements.