The credit cards can be stifling, but in the grand scheme of things, $40K isn't a ridiculous amount.

I'm told the screening criteria credit score is on the higher end .But most of the listings I see are also on the same league.

Zero or negative population growth is a bad sign too.

If It is a wholesale DSCR lender that also does TRID loans, they might require a bit more paperwork, such as a VOM, mortgage statements for properties currently owned, and credit supplements on mortgages on your credit report.

You can work with a local credit union that does HELOCs, Home Equity Lines of Credit or Loans, on investment property.

It will auto download bank and credit card transactions, give you reports by account, category or property in any form you want. 

.- Get pre-qualified with a credit union/traditional lender while your home is for sale citing the money you'll get from the sale of your current home as a down payment- Complete the sale your home and purchase of your aunts home in the same day.

Price point for duplex conversions are not bad with some sweat equity.

Hey Patrick, Do you have a US credit score or do you have credit in Canada?

I have a capital gain taxes question:if I sell my home for 510k and provide the seller 10k seller credit towards escrow costs, would I be paying capital gains taxes in California for that additional 10k?