The reason we chose those particular houses over others we had checked out was the LANDLORD was a nice and genuine authentic friendly warm person who I felt I wanted to do business with.

@David Beard talking with US Bank now...Here is what TD laid out for me as closing costs and a few prepaids:General Fees:TD Origination Fee 843.15Appraisal Fee 525Credit Report 8.37Customer Authentication Report .85 (cents)Flood Determination 5Tax Related Service Fee 58Title Services and lender's title insurance 1470Owner's Title Insurance 650Government Recording Fees 715Transfer Tax 600Items Paid in Advance:Initial Escrow Deposit 239.18Daily Interest 89.38Homeowner's Insurance 75 (Hazard Insurance)Total $5222.68

Hi Angelo - I don't have a specific answer for you, but the biggest thing I would say is that above all, be authentic and true to who you are in the way you let a seller know who you are.

Listen to podcasts, read books, watch videos, do what it takes to meet industry professionals, and most importantly, be authentic in who you are and what your goals/reasons are for why this journey is the chosen path in the first place.

.- Do not use a payment system that has a delay in authenticating transactions. - Be very selective with guests extensions.- Have your guest acknowledge your house rules and always have a security deposit.

We're not big into expensive unique or authentic stuff - like animal skins, heads, or native american tapestries.

It needs to be authentic and real not forced.

I told him I was a real estate investor (I just offered it, to be authentic) and just wanted to look through the records.

The Underwriter will have to defer to the underwriting guidelines to see how to authenticate and apply the proof submitted.

etc).Be yourself, and be authentic.