I "think" I may have a local bank on board to help me out.

Brett,I have never heard of that company but any reason why your not using an FDIC Bank or well known lender? 

Contrary to what companies may tell you that charge you $ to get "bank funding".

For future readers, many banks will offer an unsecured line of credit up to $25k.

@Hellen Sut in Michigan, once we have a money judgment, we try to garnish: wages, bank accounts and their state tax refund.

Bank Credit Line How did you add value to the deal?

If the bank prices their debt based on the fed rate you typically see WSJ Prime + 1%.

P&L, Bank Statement, DSCR etcVery common for investors to make the switch when they need to or when the cons are no longer greater than the pros compared to conventional loans.  

I applied for a HELOC and when they ran the title it came up that the 8k grant is actually a second "soft" lien against my property that will go away after 5 years which prevents this bank from allowing me to have a HELOC.

I just need help on finding a path to get my hands on the capital  I highly recommend going and taking @Frank Rolfe's MHP bootcamp but also talk to local banks