i'm local and can connect when your time allows.

@Franklin Perez how is getting a license going to allow you to access off market properties?

This will allow you to take on bigger deals with your cash on hand.LTC is a ratio with the potential to limit your loan amount.

Lenders will want a letter from your employer that states you are allowed to work remote from where you currently live and that this move will not affect your income. 

- You can buy using FHA 203(k) loan which allows you to finance repairs into the purchase mortgage.If you find you like being a landlord, you can BRRRR a property every year.You can also start BRRRing rentals w/o planning to live in them.

Quote from @Anil Shah: Since I read a townhome, I assume there is HOA - do they allow STRs?

Some may be more flexible and allow properties in need of repair as long as there's a plan to generate rental income.

If you're eligible, a VA loan is your best choice since it requires $0 down, no PMI, and allows multi-family properties.

The STR owners have banded together and are meeting with the town as a group, and it looks like the town will adopt some STR rules allowing and setting guidelines for STRs. 

I’ve done some research and have found that some banks will allow the seller finance portion from the seller to go towards the down payment of the loan, is that true?