Please advise

It’s never as simple as it first appears, which is why we always advise our clients to let the math guide the choice.

As others advised, get a structural engineer in there to review the conditions.

Yet, too many of those posting advice for you have no clue on the risks they are advising you to take.You're pinching pennies to save $8k with 3 kids. - What would happen if you lost it all?

I think in this scenario, I would advise against it. 5 years is a long time to pay off a HELOC, which doesn’t have a fixed interest rate.

Setting up your purchase money loan to allow better refinancing is advised when possible.

For those who are highly disorganized, I sometimes advise them to have a separate account for each property, depending on the scenario.  

Readers are advised to seek professional advice.

I want to pursue the case without legal help but I fear she might use my email to double down on harassment claims and go for appeal.Really down atm so please advise :)

My STR is <$500k and my CPA advised the study....