If there was a spill in your rental you could just spend the weekend in a casino and take a few squares home with you!

I did speakto the Treasury Offset division who stated I did have one SBA backed loan for a much loweramount than the lien. 

Or just buy a TBill on Treasury Direct and call it a day. 

There are few CD that has no penalty.Or just buy treasury directly or SGOV/MINT …:What it seems from end of 2023 money flow , lot of money is being added into bond inflow so this is supporting the real estate market and bit of CRE.Huge huge inflow to TLT this week while fund exiting Snp, from bond perspective there seems stabilization.Sometimes I just thought it was easier to just long bond , I purchased right at the bottom on Oct 31 , it is up 22 percent now.

Treasury Department and more, knowing about and looking the other way regarding the 2nd "borrower". 

Put it in treasuries bills, high yield savings accounts, municipal bonds, or cds for a year.

Also due to the removal of giving people money to spend from the Treasury from the taxes like happened a few years ago.

@Roy Gottesdiener - I am not familiar with the rental market with Kings Mountain specifically, but there is grow happening in that area with the building of the Catawba Two Kings Casino. 

Vegas is a larger market with more new construction, they are getting more sports teams, and trying to diversify the economy past casinos. 

. - so to summarize: 15% federal capital gains tax, 8.97% NJ state tax, 1% realty transfer tax, depreciation recapture and whatever other costs for closing.https://www.nj.gov/treasury/taxation/documents/pdf/guides/Bu...