I like white, neutral (like white oak) and black.  

In Columbus I would look into neighborhoods south east of Downtown, such as Merion Village, Livingston Park, and Old Oaks. 

He does commercial investing and notes, mostly.You mentioned flipping houses 4 hours out for under 1.5 - I would look closer and try and find a small flip in the following neighborhoods: Sylmar/Sun Valley - Shadow Hills adjacent, Sun Valley - Burbank adjacent, Van Nuys - Sherman Oaks adjacent, Van Nuys/North Hollywood - Burbank adjacent.

North Linden, South of Main, Vassor Village, Woodland Park, MT Vernon, Milo-Grogan, Franklinton, Merrion Village, Hungarian Village, Southern Orchards, Driving Park, Olde Towne East, Franklin Park, King Lincoln, Old Oaks, Livingston Park are all but not limited to some areas in Columbus, Ohio I think will gentrify quickly and make for great long term buy and holds.

We am looking to purchase a commercial lot in Georgetown TX, and the lot has almost 5 heritage oak trees, the lot is around 0.9 acre.

My current policies are SafeCo (through Steadily broker), Southern Oak (through Integrity Insurance broker), and Mercury (through SureInsure Insurance Agency).Best of luck!!

I like the approach of calling the bluff of multiple offers by sending the letter.

Which of the following small towns would be the best bet for future appreciation: Jasper, Clanton, Eva, Oak Grove? 

Just off some basic research I found oak ridge and maryville.

My wife and I currently own a house in Royal Oak, Michigan (Metro Detroit). we have decent equity in the house as we bought it in 2017 and have 2.65% mortgage rate.