Who knows, I definitely would of been a crypto multi, multi millionaire, but I doubt it b/c I'm sure I would of cashed out at some point before it headed north of several hundred dollars 

But choosing a head not to be on one or two may turn out to be the one that gives you activity

I totally recognize that is impatient and greedy.My gut is saying your short picture idea is where we're heading since we are taking the same hit with brokerage account (I didnt even mention borrowing against 401k - yes its not advised but my wife and I have stable W2 income to pay ourselves back) Thanks again, this BP community / forum is awesome

I kept researching for a few days as my head spun with doubts.

I am more than suspicious of this program, and every word you said was a nail on the head.

Cleaning up our work area, I remembered what my old co-worker once told me on the construction site "There are 3 ways a job gets done: One way in our head, another way planned out, and how the job actually goes." 

Quote from @Jessie Dillon: one thing that you can do is have the seller transfer the deed to a living trust that they're the sole beneficiary of, and call the bank to give them a heads up that they're doing it for estate planning purposes. then, a month or more later, buy the property sub-to, and change the beneficiary of the trust. the bank can not see who owns a trust, and if they ever come back and question it, you can just swap the beneficiaries again, show the bank that the seller is still the owner, then swap it back again when they buzz off. this is one of many reasons it's so important to keep a good relationships with the seller if you're buying this way. you have to work together on some stuff.In summary: fraud. 

It's a competitive market and most of the people that get in trouble here are ones that buy blindly without actually figuring out the numbers, etc.You'd be surprised the number of times I get asked after month one if their electric bill of $xxx or whatever is normal, and the thought running through my head is "how did you not  check things like that before you committed half a million dollars to something?"

You hit the nail on the head...that's where the SFH to Duplex conversion gets financially unrealistic.

Regarding your mastermind idea...I strongly suggest you come to our Chicago meetup this coming Saturday...we switched up to a mastermind format, and if you like it, we could figure out a way to partner up and start a suburb version.Here is a link to the meetup:  https://www.biggerpockets.com/forums/521/topics/1230572-chic...RSVP'd thanks for the heads up🙂