Quote from @Cameron Moore: Exactly. 15 years ago, I noticed an increase in owners using insurance to pay for a replacement roof, usually to sweeten the pot during a sale.

If you’re hesitant about listing on the MLS due to the slow market and concerns with a traditional realtor, consider off-market options like investor networks, Facebook groups, or BiggerPockets forums where buyers specifically look for properties with income potential. 

I know she can stop paying on the Promissory Note as it attaches to nothing. 

Later on people heard him saying that he wanted to kill himself due to all the failed deals.

Feel free to give me a call and we can chat.

A Purchase and Sale Agreement and an Assignment Contract.

Juan - Congratulations on your first rental property!

Now, for the past week, they’ve completely stopped responding—no replies to my calls, emails, or texts.My tenants have been without a shower for a month, and the place is a mess.

Sales have plunged to 1995 levels according to one stat sheet I saw. 

I would continue to put offers out, continue sending letters, doing calls and networking. 3,000 letters with a 2% response rate is not bad but you have to do volume with letters, most people that do that strategy are sending out a ton of letters.