If I decide to invest in say a SFR and for some reason none of the 3,262,000 SFR on the market can a deal be made with, I can invest my money in commercial property, real estate syndications, REITs, real estate notes, real estate note funds, money market funds, index equity stock funds, bonds, and about 10 million other investments, to obtain the ROI I seek.A benefit of making an offer good (or GREAT) for you and not worrying about what the seller wants or needs (at least in your initial offer) is that if you get a quick “no” you can move on to the next deal without wasting a month negotiating a deal that has no chance to close.  

To date, I have many rentals in my own name (with a liability umbrella policy) as many financial institutions are leery of lending to an LLC but now that I am doing more DSCR, I have created a couple of LLCs as the lender only wants to lend to an entity, not individual. 

Has there been anyone who invested in monthly distribution ATM syndication and have not received distributions for the past several months?

You may be able to find 15% down but even that is VERY hard to get and with the changing lending climate could completely dry up.

My question is regarding finding a hard money or private lender that lends with notes as collateral instead of just properties?

I am looking at a syndicated  investment with Gray Capital, Solana Apartments in Indianapolis, IN.    

He would be able to point you to someone local for lending and give advice on your exact situation. 

I normally don't do carpeting in my rentals, but the new one I have doesn't lend itself to any other flooring.

I borrow at sub 8% and lend at 12% so I know.  

Amount they lend will be based on appraisal (70-80%, assuming cash flow supports).