Rising interest rates, slim margins, and unexpected costs can kill a deal fast.

The interest rates are terrible. 

I did a quick look and violent crime rate almost double that of Illinois as a whole. 

Also be aware that cash out refinances typically have slightly higher rates than initial purchases or just rate and term refinances.

Are $300/squares for GAF HDZ good rates.

I’ve got some buildings with great interest rates that just won’t cash flow with less than my original 20% equity.

Utah has some of the cheapest tax and insurance rates, but their rent to price ratio is horrible and rents don't keep up with housing increases like they do here. 

Certainly not by liquidating their retirement accounts that just suffered an historic drop in value.Do you feel that Oregon’s bias against landlords is a temporary fad, or a permanent change that may even worsen over time? 

If so you may have some full doc options which have the best rates typically and terms.Like others have mentioned you have DSCR loans too but this only allows you to purchase non owner occupied properties (not primary residence or second home occupancy type properties).

You probably don't need to change your interior design or furniture, and you already have the pots/pans/dishes and amenities needed to drop in a student or a traveling tradesman.