You could look into a cash-out refinance with a private lender or a local credit union.

It's a good idea to consult with a real estate attorney or a financial advisor who is familiar with Arizona laws to understand the full implications.If you're considering a joint account with your brother, lenders will typically look at both parties' credit and financial situations.

Real estate has so many tax benefits and credits available, that I always tell people it's crucial to have a CPA that's extremely knowledgeable in this area.

Obviously, this is all entertainment no one on the internet knows anything about you to give you advice.  

The best part is that the debt will be reported to the credit reporting agencies and it will stay on the tenant's credit report for up to seven years.

The trade off was you couldn't apply to a 4 year college but this was a way for kids to get the math credit they needed for a diploma. 

It is a line of credit, that's why it won't escrow for RE Taxes. 

So your thinking when they raise everyone's credit card limit, that people will spend LESS....

These include the following:Type of loanYour credit historyType of mortgageDebt-to-income (DTI) ratioLoan-to-value (LTV) ratioThe property typeEven if you have enough for the down payment, your lenders will require you to meet certain criteria before approving a home loan.

Hi Jasmine,A DSCR cash out refinance sounds like the best product for this.You can vest in an LLC and most DSCR lenders do not report on your personal credit report!