Any way around paying the very high property tax, school tax etc. in SC?  

Be sure to take high-quality photos, and if possible, request utility records that confirm separate billing for four units.

But 1k a month in utilities definitely seems high.

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@Maegan Quaife, Of the 4 prongs of the Internal Rate of return 2 of them are very high for you - cash flow and amortization of the loan. 

.: Quote from @Tim Delaney: That seems odd to me assuming you aren’t in a highly negative cash flow situation.

I have about double $80K actually, in cash, just sitting in a high interest savings account until I figure out what to do with it.

However, if you have the time and prefer to source properties on your own, I would highly recommend the following strategies:Connect with probate attorneysVisit property auctions: These happen monthly and, surprisingly, aren’t saturated with investors.Cold callingTarget LLC owned properties: Over the years we have seen an influx of companies purchasing SF for rentals/long-term holds and they failed to account for property taxes and an increase in new construction coming to the market.

Yes - you should be able to find some good DSCR Loan Options with 20% down easily - 15% down potentially available but the rates/requirements are pretty high on that front right now

We paid ours off when our balance was $125k, but on a 15 so payments were fairly high at $1732 PI.