However, even though we found it a bit odd that the husband didn’t have all the details right away, we decided to move forward with the application process.

Even when financial goals are met, the experience shapes how owners and tenants perceive the property.

Quote from @Paige Seeley: @Jay Hurst even with 20% down, what non conventional options are you talking about? 

I'm not saying you're one or the other, I don't even know you.

It seems a traditional sale gobbles up half of it in closing costs.We refinanced early last year, and another refi would cost ~$5k, plus w/ the LTV, I don't think the numbers work out just right.Too bad we were too naive to even consider those offers when they were handed to us.

Homes will have even more deferred maintenance and tenants will be even harder on them.Class D pretty much requires an OWNER to be on location and at the property 3-4 times/week.

Yep both enjoying the investment both short term and as a Longterm investment.  

Even accurate estimates don't bear out on a small sample size.

I’ve been coaching new investors for a while, and I always enjoy hearing about what brings people to real estate.

Normally the escrow agent will want mutual sign off even if its clear the contract terms indicate one party should be awarded the escrow funds.