We have an excellent relationship. 

Your note rate will be higher then the 2.75% for sure, but of course your effective rate is higher then that with the 300 dollar of MIP.

4) What are some effective ways to build a network and connect with realtors to establish valuable connections?

Start by targeting your audience more effectively—hone in on vacationers, outdoor enthusiasts, and families that would love your location.Also, consider looking into property management services that specialize in short-term rentals, or even investing in some marketing tools to help boost visibility.

However I would start building a relationship with investor friendly Realtors in your area, find one you want to work with on deals in the future and go from there.

If your lender worked hard for you, and you have a relationship with them, be considerate and do not do your refinance until you have hit the 6 month mark.

We are currently in the final stages of an AI driven software that is going to essentially allow us to manage co-living properties effectively, without any of the staff or operations typically needed by rental properties.

Im down to put the work in but want to know 2 things...what would be the most efficient and effective way to use my time to get houses under contracts and to close deals. 

Before I talk about how to select a tenant segment with a high concentration of reliable people, you need to understand the relationship between a tenant segment and the property.Every tenant segment has specific housing requirements.

Learn together when you can or leave some links when you find something good so that it is a shared activity.There are so many posts about the metrics of a deal, or the qualities of the asset, but those won't matter if you put your relationship in the middle of your investing trajectory.