It's not looking good for rate cuts.

That isn't enough equity to move the needle now and since you are on a 5.75% FHA, your payments are probably still pretty high comparatively which might cut the ability to save more.

On the other hand, a 25% cut is too high, considering what she does is what a broker should do; she doesn't provide me with any leads.

There will be no significant cut in interest rates, because the Fed can't cut rates; inflation is still running hot.

Curious how quick rates will likely fall on mortgages once fed does start a cut? 

They rentals do okay its just that I have to property manage them due to a day job so that cuts out $830 in cash flow. 

Hi ST King,The price increases with insurance and taxes has certainly cut back our cash flow on many of our properties, but fortunately rents and rental demand have been pretty strong going into 2024.

However, within 5 years or less I ideally would like to be able to at least cut back how many days per week I’m working, and start transitioning into doing real estate more, eventually full-time. 

As everyone likely knows interest rate cuts that were projected to happen so far this year haven't happened.

This revelation debunked fears of a market crash or banking industry collapse.Forecasting the FutureContrary to prevailing opinions, the expert doesn't foresee the Fed making only a couple of rate cuts in the later part of 2024 and 2025.