The energy play from DJT won't just be a source of war-reckoning in Russia and even Israel, it'll be the biggest game changer in the arms race of AI and how to support it.

On another note, you have some fairly restrictive laws regarding private lending, consumer protection (seller financing to an owner occupant) and loan servicing in CA state so make sure you are allowed to do this on your own and understand the licensure requirements to lend, broker loans, and service them as well.

HELOC is another option too as long as your DTI can support it. 

@Greg Scott Thanks for supporting Longhorn.

Typically the "bug killers" would've mentioned German Beatles (VW's lol) to the homeowners.A couple things you may want to look into are too many type NM (slang is Romex) cables in 1 penetration and not supported.

I can increase my rents some - but not enough to support the expense increase

-Why are you believing what they put on their application without supporting proof?

This acts as a huge support for real estate values in times good and bad.

This positive cash flow will provide a financial buffer and support your long-term investment goals.Multi-family (MFH) and single-family homes (SFH) are distinct asset classes with different characteristics.

Can u financially support these places if another repair comes up till reserves are met.that is what I would ask myself.