I do not understand your remark as related to the DSCR loan.  2 ADUs are not allowed by f/f conventional financing but is not always enforced.Fortunately if you stay with the current tenant without a refi, by the time you pay principle it is likely the rent will have increased enough to absorb the increase mortgage payment. 

This lesser-known strategy could help you save money and reduce your monthly payments without the hassle and cost of refinancing.

I love San Antonio, I am lucky enough to visit there when I was in the military service. 

I was thinking about having one LLC for the company owning the real estate and one LLC for the company running the business.

Be certain that the municipality does not have restrictions, not just the HOA. 

As a lender, it is my firm belief that honesty, transparency and service are the most important factors.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

They are essentially hoping you don't notice all these little maneuvers and that you look to the bottom of the page to see a positive cash flow.

@Steve Vaughan  when we went through the 08 to 2010 debacle and over 200 landlords handed me back their houses.. and lost ALL their money... it was an eye opener and they were all landlords all west coast based   a few on east coast.but they walked..  

Hi Eileen,Is the property vacant?