But still pretty cool.And the more pragmatic one... bring in a bunch of wood chips (via skid steer loader... more nimble than a dump truck) and build a big playground.Best of luck!

It's potluck style so you can bring food, drinks, or chip in.

Work would include:-Repairing chipped walls,-Interior Painting-Re-caulking work etc.  

The UPB is factored as well since this is amortizing balance that I have to work with the borrower with the goal of reperformance, and use the arrearages as a bargaining chip to keep the borrower from redefaulting. 

My recommendation to every buyer is just to make sure there is nothing old that's chipping and if so, don't eat it and scrape and paint over it.

My personal home has this space and by the time people toss chips bags and other crap up there you will never notice it. 

The more you can "chip away" from the value in the lender's eyes, coupled with the amount of COST the lender is facing to get the ARV they are seeking will be helpful in helping the Lender see how your offer makes sense.This notion that Realtors are trying to keep investors from buying houses, or working against them in some way is just ludicris! 

If you want the tenant to have renters insurance make that a requirement to rent your property and not a bargaining chip.

But you won’t really know it tell the chips are down.

I also invest in stock as well, my 2017 return is almost 60% in high growth blue chip stocks (not to brag or anything, just let you know I can think from your perspective.)