GHAR (Greater Harrisburg Association of Realtors) Membership feeI contacted my current broker to see if I could cut out the Realtor association fee but the response I got was that if a broker is "REALTOR associated" (most franchised brokers are), then you are required to be a member of a Realtor association.  

There's also the Greeley Orlando real estate investors association (GOREIA).

Members on the board with integrity… but on the boards…there are also sharks… a friends/associates of sharks.Do I have absolutely proof?

@Humberto Valle check your states Manufactured Housing Association

Education is the key.Some of the professional organizations, such as the American Association of Private Lenders and the CMA, are good sources of lending attorneys, as well as offering excellent webinars and courses.

You need to join your local Real Estate Investor Association and attend any other meetups you can find.

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

The closing costs associated with the portfolio loan are far less than what I would pay in capital gains. 

May not be suitable for everyone.It is important to take into account local laws, particularly those pertaining to homeowners' associations (HOAs) and zoning.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.