Hi @Rene Hosman -In a nutshell, I find motivated sellers and tenants with damaged credit (or ones without a large enough down payment) and work to put the tenants in the seller's house with an option to buy.

And the added cost of the ventilation systems needed to deal with an indoor pool.  

It's a nice area where it's close to hospitals and large corporates, yet not right in the downtown area. 

Yes, most large traditional lenders only focus on 1-4 units and other properties that fit into a box. 

I am very big on building equity, largely due to my career situation.

Housing shortages have more to do with boomers living longer and holding on to their large homes and provincial red tape.

If the tenant does not clean up large trash items in the backyard despite repeated requests.

I plan on saving all the letters and calling them to be added to their buyers list.

Better materials such as stronger  lumber were used when the earlier vintage properties were built and many  contained design characteristics such as stone or brick work and intricate millwork that are too costly to replicate today meaning many buildings are significantly below todays replacement cost. 

Many companies will be lazy/cut costs after they have a large enough customer base.Currently Dataskip.io is the best.