But, you can collect all the prepaid rent warranted and able.

It would have cost me nearly $6k in closing costs/pre-paid taxes, and they wanted me to pay off $6k in credit card debt to bring my 720 score even higher.

Seller would pay closing cost to keep the out of pocket expenses manageable for the buyer thus making the deal possible.Some of the closing costs are state transfer tax, prepaid mtg interest, prepaid taxes and home owners insurance, title insurance, home inspections....

He then got 4 or 5 of my same age school friends and on Sat and Sun during school and mid week in summer. .he took us to the neighborhood he wanted to canvas.. he paid us a penny a piece to put them out... so it coast him about 3 cents a piece.. response was.. ( pre internet of course.. it was a tear off with pre paid postage.. so he only paid for incoming postage not out going). 

My first project took six month because the contractor I used was slow, incompetent, and in the end, walked away from the project with $10K of work & materials I pre-paid (stupidly) for and didn't receive.

The lender treats the prepaid amounts as a total of individual payments received, the value of receiving payments prior to a due date is only as valuable as the time value of money at, not that note rate, but the lender's cost of money and not the buyers cost.Use one note, one deed of trust, one title policy, one insurance assignment, one servicing fee, one tax reporting, one payoff request, one notice of late payment, one notice of demand, one foreclosure process, one deed in lieu of foreclosure or one right of redemption and offset amount, one matter of loan compliance 1/2 the attorney fees of two notes in any actions required, and much of this reduces costs of collection which is tagged to the borrower.Want to sell part of that master note?

So I prepaid 6 months rent, plus my deposit and first months rent. 

I just want to also add that in my opinion, you should be very cautious when accepting pre-paid rent. 

It's very rare as the banks do not want their lien on the property to get second place to a Tax auction, and for this reason usually require taxes to be prepaid in Escrow.

If it makes you nervous check your local laws about getting x amount of rent prepaid?