(Less important if the property isn’t worth much more an they paid and they haven’t owned it very long.)  

I have limited funds so I don't want to start with expensive paid ads right now, but that limits my options.

If you can't follow up consistently or post on the forums daily then BP paid leads probably aren't worth it for you

But they use high level tech....pre screen, self showings, and the 1225 is the standard fee for first month lease up services including them drafting and getting tenant to sign lease..

I have crazy high DTI (like 80 to 1) but large reserves, crazy high credit scores, and fairly small revolving credit card balances ($20k to $30k but paid off each month). 

I recently paid Zillow $30 to keep my add nearer to the top of the search.

My guess is 2 months' worth is to establish reserves, and the rest is prepaids on these.

Remaining principle on the mortgage was paid by Flock at closing ( ~60K), so my shares at Flock represent the equity in the home that I’d accumulated from appreciation and principal repayment over the last 17 yrs.I like their approach/strategy.

We had a small portfolio of Hard Money Loans over the years that have since been paid off so not new to the lending side. 

They even gave $5k towards closing costs AND paid the points to lower my interest rate to 6% for 30 years.