I made a few sacrifices, they won't.I think people are either just lazy or scared of failure to take any action which ultimately leads them to live a non financially free life.

During the recent period of low interest rates I acquired some rentals with a 15% down payment in order to stretch my cash further toward down payments on additional properties.This helped with the down payments and my math showed that even with a little higher interest rate compared with 20% down and the PMI until I was able to remove that this would still be the wiser choice. 

Ultimately, Helocs are meant to provide short-term liquidity.

Actually, I advise my clients to not pursue 0% owner financing at all, but it's a matter of personal choice.2.

However, many of the issues that the City believes are a problem are created by the tenants, and the landlords do not have the authority to fix them.Here is some sample language related to tenants in the proposed ordinance:Tenant Behavior Ultimately, it is the landlord’s responsibility to police their tenants, whether through stipulations in the lease or other means.

Whether that be a particular strategy or the ins and outs of your market and/or asset class of choice. 

I regret posting this original post. ultimately, for an update, we invested wisely (I believe).

Ultimately it's the seller's responsibility.And I wouldn't be surprised if the issue of the valid tax certificate comes up again.

Hey @Matt Owens,Congrats on getting your finances in order and narrowing down your market choices!

I think this is the only ultimate way to get clear on a case.AF