This is very true for anything remotely affordable or entry level.

Yes, that is true.

.- Cash flow.Once the above are all added up, your true Rate Return will by far exceed your returns with stocks.Now regarding the different type of real estate, that depends on a lot of factors and mostly on your financial goals and where are you in life today.

The only way to legally operate one is a true owner occupant, and even that has some restrictions.  

This is true even if you are looking at all the comps and can see that the appraiser chose the lowest comps available.  

Sounds to good to be true but I think the new 5% conventional route is solid! 

You don't know how many times I coul get conventional loan in this way.In my case, my actual DTI is very low, but the way the gov calculated the income is so 1990-style that it doesn't reflect our true buying power.

Plus they're obviously working with someone at a check cashing place who is allowing them to cash them because there's no way they're altering those things and you can't tell.If all of this is true (but I doubt it is, this is a lot of risk for very little reward, Amanda), the postal inspection service has to have a case number on this already.

A true market expert with experience will be able to share priceless professional advice! 

It's unfortunate that what they told you ended up not being true.