Hi guys, I'm new here and to real estate I'm originally from Asheville, NC but the Army moved me to Clarksville, TN I'm looking forward to getting my first rental property and keep learning and expanding my portfolio so I can set myself up in a better position for the future so I can spend more time with family and friends and not be forced to have a W2 job for 50+ hours a week.

It requires revision of the stated principal of the loan, triggering specific rules known as OID - original issue discount.

. $1M - $450,000 loan) but the $750,000 difference between the sale price and the original purchase price PLUS whatever depreciation there has been.

Originally posted by @Vincent M.

Originally posted by @Isaura Orellana:Don’t worry about confused and spiteful trolls like the fellow a few posts back.

Hi Carlo,In each of my locations (FL, IN & CO), it was slightly different...in Indiana, where I'm originally from, I asked friends and family for their suggestions on plumbers, painters, handyman, etc.

Then while writing this I thought, but AI couldn’t do any original thinking.  

So since loans often get sold for servicing (some more than once), even if the original lender doesn't report the loan to the personal guarantor's credit, that may change in the future.DSCR loans are really set up for investors to scale as DTI isn't an issue and the down payment, borrower's credit score and DSCR ratio are the requirements.More on DSCR loans: DSCR loans won't use your income to underwrite the loan.

Significance there is that Fannie and Freddie decided in March of 2022 that they were going to basically eliminate the 10% down option by adding high enough fees that lenders couldn't pass a fees test unless they were going to originate the loan at a loss. 

Originally posted by @Anthony Gayden:@Will GastonGreat thread idea.