Often direct mortgage banks or lenders have an asset allocation monthly, quarterly or seasonally that they utilize to fund loans that are outside of 'the box' or need specific terms or conditions to qualify.

They have been good all along the Covid season but now they are requesting for this assistance.Can you please advise if this is Ok and what process we need to follow/comply as landlord during this process ?

However, you can take the cash advance and have it "seasoned", I believe the magic number is at least 2 months in your bank account at least if you're attempting to get a mortgage using credit card fund as your down payment, so there's no further prying question.

No seasoning.

I was wondering how much do people budget for vacancy for seasonal rentals.

I'm new and want to meet educated and seasoned investors. 

I will not be living in this home.My thoughts;Put myself on the title now, then wait the seasoning period.

I live in Pigeon Forge and the lack of traffic, more akin to January and February than May, is enough to say something is amiss this season. 

The trick to looking upstate is finding enough population density and avoiding the seasonal, 2nd home areas. 

There you will meet all the players in the game and you will get a better sense of how to move forward and make contacts along the way.