Interest rates for HELOCs vary based on several factors, including your credit score, loan-to-value ratio, and the lender's terms.

Many options only require a soft credit pull, and depending on factors like location, experience, and credit score, lenders can offer leverage of 85-90% of the purchase price plus 100% of the rehab funds.

You can sign up for these on a great website called Meetup.Financial Preparation:Evaluate Your Finances: Understand your current financial situation, including savings, credit score, and any potential sources of funding.Create a Budget: Establish a budget for your first investment.

So to count on scoring one of those in the small window for a 1031 would be tough.Should I just keep the property, do light reno's and increase rent and bank cash flow? 

It's incredibly convenient location to Santa Monica beaches and the mountains, Beverly Hills, Culver City and Silicon Beach.

This network is incredibly insightful!

I have a coworker who's a real estate agent in Fort Meyers, and he's said they've had incredible growth there over the last few years.I'm completely new to real estate investing, but Cape Coral is on the top of my list of places to invest.

In fact with a slightly higher credit score and full documentation income lenders are going to 95% CLTV..SFR not condo..check in with @Joseph Chiofalo he's helping several clients with cash out HELOC's and fixed seconds currently. 

This will be subordinate to the existing FHA loan, but you’ll need to qualify based on your credit score, income, and debt-to-income ratio.Home Equity Line of Credit (HELOC): A HELOC could also be an option, offering flexibility in how you draw and repay funds, though it might come with variable interest rates.Balloon Payment Loan: This type of loan can offer lower initial payments with a large lump sum due at the end of the term.

There are a lot of factors that go into the pricing of a loan such as loan amount, purchase price, credit score, income documentation type and property type.