Especially when installing recessed lighting this step is important to keep the warm air from escaping into the attic.

They are going to stop buying and any investors betting on future appreciation are going to get wiped out due to the alligator they are feeding every month.The more unaffordable housing becomes the more dramatic the eventual crash will be as people have less ability to hang on once they've lost their jobs during a recession.  

I have fewer properties to manage, better tenants AND these properties have appreciated 2-5% over the last 16 years, the recession years aside.

The govt did an amazing job to pull the real estate market around back on the growth path, very very fast compared to last recession.

Page 4, 5- We lost 8 million jobs in the big recession and have since added 12 million- Unemployment insurance claims at a 15 year low!

It's like recession?  

Since then I've spread some around a bit but still plan on sitting on lots of cash for the short term future given the state of the economy and the global dynamics that could push us into a recession until the fog lifts and we can get a better grip on which way the wind is blowing.

Banks and the like can do this for certain pro's because 1) they are high income earners and 2) certain industries are nearly recession-proof.  

It worked out great through the recession but now it’s going up every year it will be at around 4.8 by end of year.

Builders who were sidelined during the recession are rushing to catch up to demand.