A lender would not have to go through the same process I do not think, especially not a HML because in the loan docs that are signed it will clearly spell out what the recourse is for default and whatever that is (most times it is the taking of the house and killing the borrowing power of your LLC).

If you have a major insurance claim or a fire or something, and your insurance company finds out you were renting out rooms or the whole house and you never told them, you and I both know that insurance company will do everything in their power not to pay. 11 - Fire Extinguisher.

Oh, thank my heavens for their power to negotiate a deal $125 less than what I had asked for and for making me pay my tenant's utilities!

So, there is nothing wrong with your thinking.Buying power in your area should continue to increase as military, civilians, and contractors have been getting decent to very good annual increases. 

Lastly, don't underestimate the power of referrals.

It's a powerful method for building wealth through real estate, especially for someone like you who's eager to get into the market and maximize returns. 

Until you file, they hold all the power, not you.Your only other option is cash-for-keys. 

The  local power company and Energy buyer contracts are set, land-lease contracts are set, and the solar equipment are all in place.

Come to think of it this is the exact technique now taught as “wholesaling” by numerous Gurus.MMM – With inflation this is now 5MMM.

I'd be interested to hear some advice on areas and techniques.