TikTok probably the 3rd largest in monthly viewership, those eyeballs need to go somewhere.

After the loan is drawndown I need to immediately start making monthly payments for the next 60 months.

Even the nicer homes don't rent for over $2,750 a month there.

Maybe they are only six months in and don't have any real experience to speak of.

A solid buyer-agent agreement will outline what they charge and their intent to negotiate as much of their fee as possible from the seller.

My best property has appreciated over $10k/month.  

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Direct mail to this address for 8 months.

I just had to pay for and its being installed today a new HVAC at 11k.. on a property that I net 1k a month on .. there went a year of cash flow Poof.

You don't need to know everything to get started; you need a foundation to build on, and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.