Paul - maybe I am misunderstanding something; so, let me review what I do know:In my post above, I asked if you had any citations to support your statement.

Rob K a very common misunderstanding is that you need a money judgment before you can begin the collection process or even affect someones credit.

@Kamil Kaczmarczyk   You are not alone in your misunderstanding. 

Maybe I'm misunderstanding the original question in this thread....

Insurance also doesn’t protect you from misunderstandings, especially those made in writing and email.

They likely have some sort of “vacation rental management co.” available, but I think there is some misunderstanding.

Unless there was an overnight development or I'm misunderstanding the article, they aren't rescinding the LLPA adjustments based on credit score.

Hi @Michael Stokes I think I'm misunderstanding your intent.

From the dispute emails we send through Cozy after a dispute:If you believe this was an error or misunderstanding on your tenant's part, get in touch with them directly and have them withdraw or rescind the dispute or fraud report with their bank or card issuer.

The other downfalls to turnkeys, none I would necessarily consider "catches" as much as just the fact that they aren't perfect:- you're buying at market value without room to force appreciation outside of what the market itself can push for you- they tempt a grave misunderstanding of how hands-off they really are... they are arguably the most hands-off way to invest in a rental property, but for some reason that phrasing has triggered people to also be brainless and not stay in charge of their own investmentsOtherwise, those things aside... if you understand they aren't perfect, you learn how to do thorough due diligence on them (as you should), they can be great!