I'd bet her car broke down, medical emergency, something like that-- and most importantly she'll tell you when she plans to pay.   

Do you also act as your own attorney, doctor, tax professional, insurance agent, etc?

If it is medical bills we tend not to care as much as long as they are paired with someone with better credit etc.So not super black and white on this issue and maybe why you are finding it hard to get specific answers.  

There are good landlords and bad, good cops and bad, good doctors and bad, good people and bad.

It's only for emergencies - think medical emergencies, huge expenses or deductibles that come up.

My wife and I got a First Position Heloc Loan, and I liked it so much that I left my job in Medical Sales to join a company that specializes in them!

Here is the breakdown35% payment history- How reliable you are, late payments kill you30% amounts owed - How much you owe and how much credit you have available.15% length of history- How long have you had credit. longer the better10% new credit- older accounts better they show reliability.10% types of credit - student loans, medical bills, credit cards, car loans

I am looking to potentially buy and manage a property (goal is a medical office building or something similar) and was wondering if anyone had any advice on searching for these properties?

When I found other doctors, laywers, engineers, a few years ahead of me... that is when my investing took off.

I'm a contractor at a medical clinic, and don't get any of the perks like the employees do.