We are leaning toward 4 plex's.

so this means the appraisal for the refinance part of the brrrr may come in too low if i move forward with this plan.of course on the other hand the tiny bedroom is wasted space that nobody will occupy. prospective tenants who need 3 bedrooms will not apply and my time showing this unit to them will be a waste. i do plan to hold this house for at least 10 years. so i am leaning toward doing this in an effort to make it easier to rent and keep tenants.

I currently work in the oilfield and I’ve considered learning a trade (tiling, carpet, hvac, etc.) to help with my future investments and possibly have something else to lean on when the next oil down turn hits.

What I was saying about her was that it was odd, lots of other things I couldn't put in the body of the text  that sent off a huge red flag.   

Now, I'm leaning more towards the 30 because of what the 15 yr does to my DTI.

Hello BP Community,I’m going to lean on you for some more advice.

I'm curious as to see what people generally lean on.

It could take up to 10 years or more to grow to the point of having significant enough income to replace a paycheck.If you want to flip you could be facing some very lean times without a job to support you or you would need deep pockets.High paying consistent long term employment is the easiest way to successfully invest.

Thanks @James A. for the advice, I'm definitely leaning towards the partnership route both for the financial reasons as well as the support in splitting the risk/workload.

I personally lean towards Indy, even though I am closer to Milwaukee, because of the growth and revitalization that is going on in and around the city.