Picking the right agent is key because, let’s be real, everyone sounds great until it’s time to deliver.

No but keep track of those repairs as it will add to your cost basis when you go to sell it and have to pay capital gains.

Additionally, high-income earners with modified adjusted gross income (MAGI) over $250,000 (married filing jointly) may be subject to the 3.8% Net Investment Income Tax (NIIT).For 2025, bonus depreciation is at 40%, so consider leveraging it for eligible property assets like appliances or fixtures to accelerate deductions.

Has anyone tried it and had success?

Shea, great question—because real estate investing isn’t what most people think it is.

If they do and  If the note is not paid off then the lender can foreclose. 4.

Plan on staying married no matter how rocky it gets, work through it, it's worth it. 

I understand the overall concept of it but since this has never been an avenue I have used it's unfamiliar and foreign to me.

I get what they are trying to do here, preserve 2-4 unit properties and discourage deconverting to SFH. 

How did you overcome it, and what did you learn from it?